" I am always doing that which I cannot do, in order that I may learn how to do it. "                                                                 Pablo Picasso
Starter Kit Examples
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MONTHLY BUDGET
CurrentAmt
Reduceby
NewBudget
Rent/mortgage payments
Property taxes
Electricity (lightbulbs, AC, space heaters)
Garbage, Water (lawn!)
Gas, Heating oil (thermostat, hot water heater)
Telephone (how many are truly needed?)
Lawn care & tools, gadgets
Repairs/maintenance (DIY!)
Furniture/appliances/curtains/carpet/decoration, frills
Appliances (includes replacement)
Dedicate your budget savings to your future retirement.
1)  Enter amounts for a budget, then click Calculate Your New Budget.2)  Select your age3)  Click submit
A future value will be calculated (assumes you save for retirement).A variation of this simple idea could be used to increase 401(k) enrollment.
If current account vals were available, they'd also caculate- as would Employer match.
If you want to spend less (say.... $50) - just enter 50 in the Reduce by Column.
What is your Current Age?
                    
Click to Calculate Your New Budget
Budget savings saved - and projected to retirement